We both work and our refund keeps shrinking. What are we missing?
When a household has two good incomes, each paycheck is often withheld as if it were the only one. We can set both W-4s so the household comes out close to even.
Madison, Alabama
Madison is about 42 miles, or just under an hour, from our Arab office. Call ahead and we will set a time that works with your drive.
We have one office, in Arab. We do not have an office in Madison.
Madison was incorporated in 1869 as a railroad town and grew quickly after Redstone Arsenal opened; many residents still commute to the Arsenal and Cummings Research Park. It had 56,933 residents at the 2020 Census, and the city’s own estimate for 2024 is 64,029, which it describes as the fastest growth in Alabama. Growth like that means many households here are new to Alabama, and a move usually brings part-year and multi-state returns along with it.[1,3,2]
Professional and scientific services employ more residents than any other field, and the city reports that nearly two in three adults hold a bachelor’s degree. Town Madison and Toyota Field, home of the Rocket City Trash Pandas, sit along I-565. Many of those households have two incomes, and some work remotely for employers based in other states, which makes withholding worth a careful look.[3,2,4]
This is general information, not advice for your return. Every return is different, so please call us to talk about yours.
When a household has two good incomes, each paycheck is often withheld as if it were the only one. We can set both W-4s so the household comes out close to even.
As an Alabama resident, your wages are reported on your Alabama return. Trouble starts when the employer withholds for its own state instead, so check your pay stub and bring your W-2.[5]
Alabama Form 40 as part-year residents, a return for the state you left if it taxes income, and every W-2 and 1099 from the year. A move is also a good time to review your withholding.[5]

Call 256-586-4635 to set a time at our office in Arab, and bring your W-2s and questions with you.
Local details on this page come from these public sources, checked in September 2026.